Working capital is always difficult to acquire for individuals and small startup businesses especially those without access to traditional banking systems. Microfinance loans provide one answer. Crowdsourcing these means small loans of $25 are given by the many. I’ve been doing this now for about 18 months in place of Christmas cards and presents, birthday cards and presents. Today I have another loan made via Kiva repaid https://www.kiva.org/lend/1201219 and reinvested to help another https://www.kiva.org/lend/1458425 coincidently both to ladies who wanted to buy sewing machines for their seamstress business – the first in Tajikistan, the new one in Zimbabwe.
Why don’t you give it a try – help someone help themselves https://www.kiva.org/invitedby/sheila9300